May 31, 2026 I must have been a pretty spacey kid—my teachers often asked me, “Are you even using your head?” Even after I started working, I’d sometimes get reprimanded for not “using my head properly.” While I was muttering to myself, “Of course I am,” the truth was that my thinking was indeed rather shallow. Understanding matters logically. Setting priorities and making plans. The importance of using our heads to think this way is drilled into us from childhood. In contrast, I feel like I...

May 25, 2026 On July 4, 2025, President Trump signed the One Big Beautiful Bill (OBBB) Act into law. Among its many tax-related provisions, the Act introduces several important changes affecting Health Savings Accounts (HSAs) , expanding eligibility and increasing flexibility in how HASs may be used. Below is a summary of the Key HSA-related changes under the Act. What Is an HSA? A Health Savings Account (HSA) is a tax-advantaged account that allows eligible individuals to save money for...

April 27, 2026 Until I was 18, my parents raised my two younger brothers and me in the countryside of Fukuoka Prefecture. When asked why I moved to the U.S., I often give a plausible-sounding answer: “After the Soviet Union collapsed and the Berlin Wall fell, I thought the era of U.S. hegemony was about to begin, and that English would become essential no matter what job I pursued.” But that’s only half the truth; one of the major psychological reasons was undoubtedly that I wanted to get...