May 31, 2026 I must have been a pretty spacey kid—my teachers often asked me, “Are you even using your head?” Even after I started working, I’d sometimes get reprimanded for not “using my head properly.” While I was muttering to myself, “Of course I am,” the truth was that my thinking was indeed rather shallow. Understanding matters logically. Setting priorities and making plans. The importance of using our heads to think this way is drilled into us from childhood. In contras

May 25, 2026 On July 4, 2025, President Trump signed the One Big Beautiful Bill (OBBB) Act into law. Among its many tax-related provisions, the Act introduces several important changes affecting Health Savings Accounts (HSAs) , expanding eligibility and increasing flexibility in how HASs may be used. Below is a summary of the Key HSA-related changes under the Act. What Is an HSA? A Health Savings Account (HSA) is a tax-advantaged account that allows eligible individuals to sa

April 27, 2026 We are sure many of you have already completed 2025 form 1099 issuance. The One Big Beautiful Bill Act (OBBBA), enacted on July 4, 2025, brings a significant update to federal information‑reporting rules in upcoming year. These changes affect when businesses must issue Form 1099‑MISC, Form 1099‑NEC, and apply backup withholding. The new law is designed to reduce administrative burdens for small and mid‑sized businesses while modernizing long‑standing reporting